ACA update: Most people with plans in the individual market will qualify for financial help in purchasing new, and better, insurance

December 06, 2013

As we near the end of month two of open enrollment and continues to improve, we have seen a surge in the number of people enrolling in high-quality, affordable health insurance. But concerns remain over the issue of terminated plans in the individual (non-group) market, how consumers are dealing with these terminations, and whether they will have to pay more for new coverage.

 Families USA has prepared a report to address these concerns that focuses on exactly how many people are affected by plan terminations as well as how they are affected. In their most recent report, they use national and state-level data to provide concrete answers to these questions.

The bottom line: Less than 1 percent of Americans under the age of 65 face the situation where they would not be offered the same individual market plan and would also not qualify for financial help to buy a new plan. And even this small percentage of people will still benefit from the many consumer protections made possible by the Affordable Care Act. 

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